By Preston Rosamond At The Rosamond Financial Group, we care about educating our clients and being involved in our community. We want to involve you in the financial planning process and give you opportunities to be a part of what our firm does. That’s a big reason why we are holding a fun and festive 2019 Economic Outlook & Estate Planning event, Texas style! Here are a few details for you: When Tuesday, January 22nd...
By Preston Rosamond A financial professional can play one of the most prominent roles in a person’s life, providing a long-lasting relationship and offering valuable guidance. It’s not surprising, then, that it can be incredibly overwhelming to find an advisor you can confidently rely on and with whom you want to work with for the long term. At The Rosamond Financial Group, we understand the concerns that go along with this intimidating process. Trusting someone...
By Preston Rosamond It’s a brand-new year, and if you’re like many other Americans, you find yourself with fresh motivation to conquer goals and accomplish the tasks that you know are important. And while setting New Year’s resolutions is a healthy way to set your intentions for the year, 80% of resolutions fail by February. (1) Thankfully, it doesn’t have to be this way. If you have dreams of making 2019 your best financial year...
This year is quickly coming to a close, and if you’re like most Americans, you spend the month of December attending Christmas parties, shopping for gifts, and planning for travel. You might think that managing your finances can wait as you deal with the holiday busyness, but since finance-related resolutions take third place for most popular New Year’s resolution, (1) why don’t you give yourself a head start on your 2019 financial goals? Here are...
By Preston Rosamond The Rosamond Financial Group is a full-service financial planning and investment advisory firm specializing in total asset management. Whether you need investment planning, retirement forecasts, insurance evaluation, tax development plans, or education planning, we can help you travel the road and arrive in good condition. Our services differ from those of other firms because we place a high priority on your time. We want to free up your time and energy so...
If you want something done right, do it yourself. That rings true with long-term financial planning. If you rely on your loved ones or on federal programs like Medicaid and Social Security for your retirement, long-term healthcare can leave you with gaps in coverage and lacking funds. Long-term planning is vital to keeping you comfortable in your old age, both physically and emotionally. What’s your long-term care plan? Do you have a plan for your...
When it comes to retirement, there seems to be a never-ending checklist of tasks to complete in order to prepare yourself for this major milestone. You need to save enough to maintain your lifestyle, create a withdrawal strategy, work to minimize your taxes, and claim your Social Security benefits. But there is one other critical action you need to take to stretch your retirement nest egg further and ensure that healthcare costs don’t eat away...
By Preston Rosamond If you’re like me, your to-do list is probably a mile long. When we get busy, the tasks that tend to fall down the priority list are usually simple ones, like making appointments. But no matter how hectic life gets, your finances can’t be ignored. At The Rosamund Financial Group, we want to do everything in our power to make things as simple and convenient for you so that you can rest...
If you’re like most parents, you have a never-ending list of things you want to teach your child so they grow up to be a successful adult who contributes to society. From a young age, you model and instruct them in how to share, what respect looks like, and how to handle responsibility. As a society, we are excelling in some areas of parenting, but falling behind in others. Most parents agree that we need...
For the past several years, there have been headlines aplenty all focused on the same thing: the imminent market downturn. And while we have seen some market dips and a return of volatility after the record high growth of 2017, experts are predicting 2018 will end with a growth of 8% for the S&P 500. (1) We may not be witnessing the sizable returns of last year, but the predicted downturn has yet to come...
When planning for the future, many people neglect to consider life insurance’s role in their financial strategies. In 2017, more than 4 in 10 people didn’t own a life insurance policy in any amount and 40% of those who do said they were under-insured. (1) One probable reason why so many people neglect life insurance (either accidentally or on purpose) is that it can be complicated and is not a one-size-fits-all product. Everything from the...
Even if you don’t regularly review stock market updates or chart your retirement account progress, you probably noticed that 2017 was a banner year for stocks. In fact, both the Dow Jones and the S&P 500 celebrated the launch of 2018 by reaching record highs (1) and until the beginning of February 2018, we were experiencing the second-longest bull market since 1929. But market fluctuations are a normal and expected part of the economic cycle...