By Preston Rosamond Life is busy and stressful enough on its own. The last thing you need to deal with is a hacked account or worry about identity theft. Unfortunately, as we become increasingly dependent on technology and use multiple devices on any given day, there are more opportunities for our personal information to be compromised. But no matter how daunting this may seem, just remember that knowledge is power. One of the best things...
By Preston Rosamond Are you wanting to buy a house in an area with picturesque views of lakes and wildlife? If you said yes, then Highland Lakes is a perfect choice, with a chain of six lakes dispersed across the area and where wildlife is easily spotted. Now you just need to determine how much you can afford—and want to afford. If you have already started thinking about a price range, you need to keep...
By Preston Rosamond I don’t think many of us would argue with the importance of having insurance. And I’d be willing to bet you already have medical, auto, and home insurance to protect your household and finances from unforeseen circumstances, such as medical diagnoses, car accidents, or weather-related damage. But what happens when these types of insurance policies don’t provide enough coverage for what you need? Many times your homeowner and auto policies have limits...
By Preston Rosamond As entrepreneurs and business owners, you understand how to work hard, use all resources available to you, and be creative with providing solutions to problems that arise. But are you taking measures to protect what you have worked so hard to build? You’ve done the hard part of starting and growing your business, so don’t let one of these simple precautions put you in a predicament that jeopardizes your largest asset. Here...
By Preston Rosamond No one can deny that we are in the thick of things right now. Between a global pandemic, economic worries, and political uncertainty, it’s no surprise that we are seeing increased market volatility. All of this uncertainty may be causing you to wonder, “How will this affect me?” or “Will my portfolio recover?” Your Financial Plan Is Secure Even though this current volatility came as a surprise to most of us, that...
By Preston Rosamond We are living in unprecedented times, with hourly briefings and updates that cause many of us to lose sleep at night. We get it. Life is going to look very different for a while. But the good news is you have someone on your side who is committed to you, your life, and your finances. No matter what happens, you have us to rely on. Do your friends and family have this...
By Preston Rosamond Has the coronavirus pandemic and it’s far-reaching implications caused you to wake up worried or go to bed at night with your mind racing? For most of us, our schedules have been turned upside down; we don’t know what’s going to happen with our businesses or jobs; we’re concerned for loved ones; and we’re apprehensive about the markets and the economy. We get it. We are living in unprecedented times and there...
By Preston Rosamond When headlines start popping up about viruses, market crashes, and other world events, it’s normal to start asking questions like, “Am I going to be all right?” and “How will this affect me?” In asking these questions, financial security is one of the most significant factors we think of, right? While these events are not to be minimized, we can take comfort in being educated about what’s actually happening, not what the...
The financial markets took a big dip early this week over fears about the spreading coronavirus, erasing gains from earlier this year. After the Dow lost over 800 points on Tuesday, it was down a total of 1,900 points in two days. Investors are understandably nervous about their money and their health. If you are worried about your portfolio, you’re not alone. But during stock market volatility, it’s important to keep a level head to...
By Preston Rosamond It wasn’t that long ago, just a few decades, when it was common practice for the husband to be in complete control of the finances while the wife’s sole focus was on taking care of the children and the home. It was also common that, if the husband were to suddenly die or the marriage ended in divorce, the wife often found herself struggling to get a grip on her new financial...
By Preston Rosamond The 2020 tax filing season has officially begun and the IRS is now accepting 2019 tax returns. Here is what you can do to prepare for this tax season. Gather Your Important Information & Tax Documents For about a month, you have probably been receiving tax documents in the mail that you’ve simply been throwing in a pile. Now is the time to gather them together and organize them. You may have...
By Preston Rosamond Every year brings plenty of change, and nowhere is that more obvious than in the markets. Last January we started the year having just survived a difficult December where the market dropped drastically due to recession worries. Then, despite predictions of a year of minimal returns, (1) 2019 gave us a pleasant surprise by delivering a stellar performance. Can we expect the same for 2020? Any Room For Growth? Most experts are...